Terms of Service

Last updated: June 15, 2025

1. Acceptance of Terms

By accessing and using the BTC FIRE Calculator ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

The BTC FIRE Calculator is a financial planning tool that allows users to create Bitcoin price predictions and simulate financial independence/retirement scenarios. This tool is for educational and informational purposes only.

3. User Accounts

To save scenarios, you must create an account using Google Sign-In. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.

4. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

5. Financial Disclaimer

Important: The BTC FIRE Calculator is not financial advice. The predictions and simulations are hypothetical and for educational purposes only. Cryptocurrency investments are highly volatile and risky. Always consult with qualified financial advisors before making investment decisions.

6. User Content

You retain ownership of any scenarios, predictions, or data you create using the Service. By saving scenarios, you grant us the right to store and display this data for your personal use within the Service.

7. Prohibited Uses

You agree not to:

Use the Service for any illegal purposes
Attempt to gain unauthorized access to any portion of the Service
Interfere with or disrupt the Service or servers
Use the Service to distribute malware or engage in phishing
Misrepresent the predictions as guaranteed investment outcomes

8. Intellectual Property

The Service, including its design, features, and content (excluding user-generated content), is owned by us and is protected by copyright and other intellectual property laws.

9. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service, including any financial losses from investment decisions.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by updating the "Last updated" date.

12. Termination

We may terminate or suspend your access to the Service at any time, with or without cause or notice.

13. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law principles.

14. Contact Information

If you have questions about these Terms of Service, please contact us through the application.